Monthly Archives: September 2019

What is estate planning?

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The estate planning is for everyone.

In fact, you have an estate. Why ? Because it concerns everything you own. Your home, of course, but also your car, your bank accounts, investments, insurance, and even your electric bike. You want to have control over all these properties, especially who you want to give them to or from whom you want to receive them, and of course by paying the least taxes and taxes possible.

Home as part of your estate plannig

Estate planning is the act of controlling all your assets as part of a plan. Almost no one does this, and yet it concerns a lot of money. Imagine that a company does not do this, it is bankruptcy assured.

What does it take to have a good estate planning? We have some recommendations. Attention, this list is not exhaustive:

  1. Take out life insurance that will allow your loved ones to have no trouble if you die.
  2. Take into consideration the consequences if you become disabled or dependent on others
  3. Take a lawyer to minimize taxes, including inheritance
  4. Predict the succession of your business in case of retirement, disability or death
  5. Plan who can take care of your minor children in case of problems
  6. Predict the divorce

And more generally, do the estate planning regularly over time and not just once or twice.

As you can see, there are many topics for discussion and I am sure most of you have not done this work. As a result, the best time to start this job is now!

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Do drones replace fireworks?

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One can really ask the question, as the drone technology has made a lot of progress in recent years.
First of all, drones can do a lot of things that were not possible thanks to the miniaturization of electronic components. They are often equipped with high definition cameras. But they can do many other things. They can :

  • send flames
  • send insecticide to destroy Asian wasp or hornet nests
  • carry packages as for the Amazon company
  • carry people like Airbus
  • and lots of other properties

They can also simply be equipped with light of all colors.
Another property is very interesting: the flight of drones can be controlled by distance, and directed through a computer program. As a result, they can very accurately coordinate their flight not related to each other and perform an overall flight.
So we begin to see shows of hundreds, and sometimes thousands of drones with fairies of color and movement in the dark sky.

What are the benefits of these shows compared to conventional fireworks?

  • Less noise, even if the flight of drones is not perfectly silent.
  • Indeed, fireworks often frighten birds and some die
  • An infinity of figures in the sky, computer programs being unlimited
  • Better environmental protection because more particles are released into nature with fireworks

On the other hand, it is necessary to regulate the risk of falling of a drone on spectators. The obvious solution is to make these shows over risk-free areas: lake, river, mountain, …

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Real estate for sale

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The magic expression that one seeks when one walks in a city is: real estate for sale, or real estate homes for sale, or homes for sale.
Real estate agents have many ways to communicate when they want to offer a house for sale:

  • Put posters on the window of their shop
  • Put house ads for sale in specialized magazines
  • More and more, put ads on social networks like Twitter or Instagram
  • The most classic way: put a poster on the front of the house for sale.

And it is true that this last possibility is effective. Indeed, many people want to buy a house in a city or a particular neighborhood. While walking, they can see what are the houses for sale, the advantages of this house as the appearance, the garden, the proximity of shops, public transport and potential nuisances such as noise, power lines, exposure to the sun, noisy neighborhood.

That’s why real estate agents give a special importance to the sales panels that are installed on the properties.
But these agents sometimes face the reluctance of the owner of the house.
What are the reasons ?
Sometimes the owner does not want to indicate that his house is for sale, by discretion. Indeed, if this person is often on a business trip, it may indicate to thieves that his house is empty at this time.
Other owners consider that a sales sign on a property is not aesthetic. Moreover, we advise real estate agents to work on the aesthetics of their sales panels to counter this difficulty.

Finally, a sales sign can tell other real estate agents that this house is for sale. As a result, the landlord may be beset by phone calls from real estate agents who also wish to sell this home.

In conclusion, a sales sign bearing the mention “real estate for sale” is very useful for a house sale but it is careful that this panel does not cause difficulties for the home owner.

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Home renovation

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Renovate or buy a house, what is the best strategy?
I will not tell you what the answer is to this question, because it is not easy.
First of all, what is the point of having a new house built? We can cite several:

  • Choose the number of rooms you want, rooms, bathroom, kitchen
  • Choose the surface of the pieces you want
  • Choose the orientation in relation to the sun and the wind
  • Choose the number of windows, the size, and all those kinds of things
  • Have insurance in case of poor workmanship

But there are several disadvantages:

  • Seeking land to build
  • Check that this land is well located
  • Choosing a good home builder
  • Well check all connections, water, electricity, phone

We see, build your house is not necessarily very simple. And we can make many mistakes that we will see once the construction done.

And there is a saying that says it’s the third house build that gets the perfect home.
So, why not buy a house already built? This is indeed a solution for people who have already built a house and do not want it anymore.
The benefits are many:

  • No work to do (beware, there are sometimes bad surprises …)
  • Faster availability

But there are also disadvantages:

  • Work to do in case of unpleasant surprises
  • A profitability not necessarily good: the cost of buying the house plus renovation costs may cost more than a new house
  • Standards not updated: if the house is relatively old, you may have to redo the electricity or plumbing.

So what is the solution ?
It’s hard to make the right choice. In my opinion, the first step is to get help from professionals, either home builders, real estate agents, or architects, to help you with your problem. And to interview people who have already bought or had a house built before you. And, importantly, if you have spotted a land to buy or a house, do a neighborhood survey: the neighbors will help you.

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